Over the years, online shopping has increased in popularity exponentially. With the number of available products on the web and the different kinds of promos and discount codes being passed around everyday, it’s no wonder that some families do most of their shopping online. This might seem more expensive to first time shoppers, but those who’ve been buying products off the web will know that purchasing online can actually be cheaper than conventional shopping.

When selecting which option to use for payments, a credit card is always preferable. This is because they have more encryptions built into them and are therefore harder to hack. If at anytime your card is stolen or lost, you can immediately report it to your bank and any purchases made thereafter are considered void.

The only way that your account can be truly compromised is if your password is stolen. This has happened before to many people, but it’s usually the owner’s fault as they choose easy passwords. It is advisable to never use the same codeword for different websites; use different passes for different sites in order to minimize the chance of having all your account being compromised.

Finally, be wary of all shopping sites that you visit. Some scam sites open up for a few days, and then disappear overnight. Others will steal your account details and sell it to other hackers. As always, be vigilant when using your account details; a careful shopper is one who saves up more on his online purchases in the end.